Shopify fees per sale in 2026-2027: every fee by plan, with a calculator

Shopify fees per sale come down to one number for most US stores: 2.9% + 30¢ per online card payment on Basic, falling to 2.25% + 30¢ on Plus, with no extra transaction fee as long as you use Shopify Payments. On a $50 order that is $1.75 on Basic. Third-party gateways, foreign currencies, Amex cards and gift card redemptions each add something on top.

This guide lists every Shopify fee per sale we could verify, shows the rates for the US, the UK and Ireland, and works through a $50 order on each plan. The calculator below does the maths for your own order size.

Shopify plans pricing in the US

Shopify sells four main plans. The mid-tier plan used to be called "Shopify" and is now Grow.

Two details before you compare. The yearly prices for Grow and Advanced were $79 and $299 on the US page until at least 13 October 2026 and showed $89 and $359 from 14 October; a pricing tracker saw the old prices come back for a day and suspects a test. Monthly prices did not move. For Plus, Shopify's Plus plan page lists $2,500 a month on a 1-year term and $2,300 on a 3-year term, and says high-volume stores "might" pay a variable platform fee on top.

Shopify fees calculator

The calculator uses the US rates above. It is US-only. If your store is in another country, use the tables further down, because Shopify's rates change by country.

US prices and Shopify Payments online card rates, checked 18 October 2026. Taxes not included.

PlanBasicGrowAdvancedPlus BillingMonthlyYearly Average order ($) Orders per month PaymentsShopify PaymentsAnother provider Provider rate (%) Provider fixed fee ($) Apps: flat monthly ($) Apps: per order ($) Apps: % of sales

Shopify payment processing fees: what changes the rate

The headline rate is for a standard card. Shopify's card rate guide splits US cards into types, and the type the customer uses decides what you pay:

• Standard: domestic consumer Visa, Mastercard, Discover and Diners Club cards. These get the plan rate in the table.
• Premium: "domestic commercial, corporate, or business-tier cards, such as Visa Business" and "all domestic American Express cards". On the US page these cost 3.5% + 30¢ on Basic, 3.3% on Grow, 3.1% on Advanced and 2.95% on Plus.
• International cards: an extra 1% on top of the base rate on every plan.
• PayPal through Shopify Payments: listed as "starting at 3.49% + 49¢".
• In person: 2.6% + 10¢ on Basic down to 2.3% + 10¢ on Plus, with POS Pro at $89 a month per location if you need the full retail tools (Plus includes 20 POS Pro locations).

Shop Pay Installments costs more than a card payment, because, in Shopify's words, the fee "also includes the standard Shopify Payments processing fee". Shopify does not publish that rate; you see it in the admin under Settings, Payments, Manage, More actions, Manage payment methods, View payment rates (Shopify help).

Currency conversion fee

When a customer pays in a currency other than your payout currency, Shopify charges a currency conversion fee: 1.5% for US stores and 2% in France and every other Shopify Payments country. Shopify builds it into the converted prices it shows customers, but it is still a fee Shopify charges you. With PayPal Wallet through Shopify Payments, the conversion fee is 3% in the US.

One more rule from the same page is that card fees and conversion fees "are not returned to you when you issue a refund". A refunded order still costs you its processing fee, which is worth remembering if your return rate is high.

Shopify transaction fees: when Shopify charges on top

Shopify's third-party transaction fee is separate from processing. According to Shopify's fees page, it is charged in two situations:

1. You use a third-party payment provider. The fee is 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, and your gateway still charges its own rate. With Shopify Payments active, there is no fee on Shopify Payments, Shop Pay, Shop Pay Installments or manual methods such as cash on delivery and bank transfer. PayPal is exempt when Shopify Payments is your primary provider.
2. A customer pays with a gift card or store credit, on a store created on or after 12 May 2025. The fee applies only to the amount paid that way. In Shopify's example, a customer pays with a card plus $10 of store credit, and the fee is charged "only on the $10 CAD of store credit". Stores created before 12 May 2025 are not charged. The gift card overview states the same rule.

The second point surprises newer stores in January, when December's gift cards come back as redemptions. On Basic, a $50 order paid fully with a gift card costs $1 in transaction fees. Our guide to Shopify gift cards and store credit explains how the two work.

Shopify fees per sale on a $50 order: worked examples

Here is the same $50 US order, paid online with a standard US consumer card. For the third-party column we assume the gateway charges 2.9% + 30¢, so the only difference is Shopify's own fee.

And the same $50 order on Basic when something about it changes:

The international rows apply both the 1% surcharge and the 1.5% conversion fee to the full $50 order.

When a higher plan pays for itself

Plan upgrades are usually sold on features, but the fee maths is simple. Each step up saves 0.2 percentage points on standard online card payments (Basic to Grow, Grow to Advanced):

• Basic to Grow costs $66 more a month on monthly billing, so it pays for itself on rates alone above about $33,000 a month in online card sales ($60 and $30,000 on yearly billing at the current $89).
• Grow to Advanced costs $294 more a month, so the break-even is about $147,000 a month.
• With a third-party gateway, Basic to Grow also cuts Shopify's transaction fee from 2% to 1%. That alone covers the $66 difference at about $6,600 a month in sales.

As a worked example, a month of 200 orders of $50 ($10,000 in sales) on Basic costs $39 + 200 × $1.75 = $389, or 3.9% of sales. On Grow it costs $105 + 200 × $1.65 = $435. Below the break-even point, Basic is cheaper even though its rate is higher. Staff accounts, reports and shipping discounts may still justify Grow; they just are not a fee argument.

Shopify fees by country: UK and Ireland

Shopify sets rates per country, and they are not always lower in Europe. These are the online and in-person rates from the UK and Ireland pricing pages. Irish rates are shown excluding VAT.

Third-party transaction fees are the same 2%, 1%, 0.6% and 0.2% in both countries, and the currency conversion fee is 2%. Rates also vary inside the EU. From Portugal, the same pricing page shows 1.8% + €0.30 online on Basic. Check the page for your own country before you plan margins.

Other per-sale charges people miss

• Marketplace orders. The first 50 synced marketplace orders a month are free; above that, Shopify charges 1% up to $99 a month, on every plan.
• App fees. Many apps charge a flat monthly price, but some charge per order or take a percentage. On the App Store listings we checked, Rise charges $0.10 to $0.20 per store order above each plan's limit, and Govalo takes 1.5% to 2.9% of gift card value. Our gift card app comparison prices them for a busy December, and the returns app comparison does the same for per-return fees.
• Refunds. As above, the processing fee on a refunded order stays with Shopify.

GiftmintGift cards with emails that carry your logo, delivery on the day the buyer picks and a balance check in your store.See how it works

Per-order app pricing is a fee per sale in all but name. We build Shopify apps at Consensus, and we price ours flat for that reason. Giftmint is free for 50 gift cards a month and $9.99 or $29.99 after that, and our size chart app Plainfee is free or $14.99 a month, with no fee per order on either. Plainfee has been on the App Store since 23 October 2026; Giftmint is not there yet. Flat pricing is not always cheaper. A store that sells a few hundred dollars of gift cards a year may pay less on a percentage plan than on a paid flat plan.

What changes in 2027

As of October 2026, Shopify's pricing pages and help centre show no plan price or payment rate change taking effect in 2027. One report points the other way. A JPMorgan analyst note, reported by Benzinga on 16 October 2026, refers to "previously announced" Shopify Plus price increases scheduled for 2027. It gives no new prices, and we could not find the announcement from Shopify itself. If Shopify publishes new prices, we will add them here with the date and the source.

What we can say:

• The yearly prices of Grow and Advanced moved on the US page in October 2026 (see above). If you are about to pay for a year, screenshot the price you are offered.
• The 12 May 2025 gift card and store credit rule stays in place; nothing published suggests it ends.
• The 2027 dates Shopify has announced are technical. Script tags stop loading on 1 March 2027 and public apps need expiring tokens from 1 January 2027. They do not change fees, but they can break older apps. Our Shopify deprecations guide has the dates and a checklist.

Before Black Friday, it is worth running your own numbers through the calculator with your average order value and card mix. The Black Friday 2026 checklist covers the rest of what to check in the store.

Frequently asked questions